Retirement Rejection: 18 States Where Boomers Aren’t Invited to Settle Down

Mike Palmer

These 18 states in the U.S. are considered to be “No Boomer Allowed” states, meaning that they have a higher-than-average cost of living, a lower-than-average number of senior-friendly amenities, and a less-than-welcoming attitude towards older adults.

California

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California is one of the most expensive states in the United States. The housing, transportation, and grocery costs are significantly higher than the national average. This can make it difficult for retirees to live comfortably on a fixed income. California also has a shortage of affordable housing, particularly in areas popular with retirees. This can make it difficult for retirees to find affordable places to meet their needs.

Colorado

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Colorado’s housing market is relatively competitive, with limited affordable housing options. This can make it challenging for retirees to find suitable accommodations for their budget. Property taxes in Colorado are relatively high, even compared to other states with a high cost of living. This can add a significant burden to retirees’ fixed incomes.

Connecticut

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Cold Winters: Connecticut’s climate experiences cold winters, with average snowfall reaching up to 60 inches in some areas. This can be challenging for retirees with health concerns or limited mobility. Additionally, Connecticut has one of the highest healthcare costs in the country, which can be a significant burden for retirees on a fixed income. This can make it difficult to afford prescription medications, doctor’s visits, and other healthcare expenses.

Florida

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Florida’s cost of living is higher than the national average, particularly in coastal areas like Miami and Fort Lauderdale. This can make it difficult for retirees to afford housing, groceries, transportation, and other essential expenses. Florida is prone to natural disasters like hurricanes and floods, which can drive up insurance costs, particularly for homeowners and property owners.

Georgia

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While Georgia’s overall housing market is relatively affordable, finding affordable housing options in popular retirement communities, such as the Atlanta metropolitan area and the coastal regions, can be challenging. This competitive market can drive up housing costs, making it difficult for retirees to find suitable accommodations within their budget.

Hawaii

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Hawaii’s location as an archipelago in the middle of the Pacific Ocean can make it feel isolated from the rest of the United States. This isolation can concern retirees who rely on family and friends for support or want to be closer to their healthcare providers.

Idaho

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Idaho’s population density is relatively low, with many areas characterized by small towns and rural landscapes. This can make it difficult for retirees to find the variety of amenities, activities, and social connections they may be accustomed to in more urban or densely populated areas.

Illinois

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Illinois has a higher-than-average cost of living, particularly in areas like Chicago and the surrounding suburbs. This can make it difficult for retirees to afford housing, groceries, transportation, and other essential expenses.

Maine

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Finding affordable housing in Maine can be challenging, particularly in popular coastal retirement communities. The competitive housing market often drives up rental and purchase prices, making it difficult for retirees to find suitable accommodations within their budget.

Maryland

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Maryland has a higher-than-average cost of living, particularly in areas like Baltimore and the surrounding suburbs. This can make it difficult for retirees to afford housing, groceries, transportation, and other essential expenses.

Massachusetts

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Massachusetts has some of the highest property taxes in the country. This can be a significant burden for retirees on a fixed income. Massachusetts taxes retirement income, including Social Security benefits, pensions, and retirement account withdrawals. This can further strain retirees’ budgets and reduce their net income.

Nevada

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While Nevada has some good hospitals and medical facilities, access to specialized healthcare services or geriatric specialists may be limited in some areas. This can concern retirees with specific medical needs or chronic conditions.

New Hampshire

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Much of New Hampshire is rural, with limited public transportation options. This can be a drawback for retirees who prefer to live in a more urban or walkable environment with easy access to amenities.

New Jersey

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New Jersey has some of the highest property taxes in the country. This can be a significant burden for retirees on a fixed income. The average effective property tax rate in New Jersey is 2.39%, nearly double the national average of 1.23%.

New York

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New York City is known for its fast-paced and demanding lifestyle, which can be overwhelming and stressful for some retirees who prefer a more relaxed and leisurely pace. The constant noise, crowds, and traffic can be draining for those seeking a more tranquil environment.

North Carolina

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While North Carolina’s overall housing market is relatively affordable, finding affordable housing options in popular retirement communities, such as the Asheville area and the Outer Banks, can be challenging. The competitive housing market often drives up rental and purchase prices, making it difficult for retirees to find suitable accommodations within their budget.

Oregon

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Oregon has a higher-than-average cost of living, particularly in popular retirement communities like Portland and the surrounding suburbs. Housing costs are exceptionally high, with median home values significantly exceeding the national average. This can make it difficult for retirees on a fixed income to afford housing, especially in desirable locations.

Texas

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Texas has some of the highest property taxes in the country, which can be a significant burden for retirees on a fixed income. Texas’s average effective property tax rate is 2.26%, nearly double the national average of 1.23%. Texas’ public transportation infrastructure is less extensive than in some other states, making it more reliant on personal vehicles for transportation. This can be inconvenient and expensive for retirees who may not want or be able to drive.

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Mike Palmer
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